Lying to home insurer regarding living expenses leads to denial of entire claim
The Ontario Court of Appeal recently upheld a trial judge’s decision to deny a plaintiff’s entire claim under her home insurance policy. The plaintiff made a false declaration to her insurer relating to additional living expenses (“ALE”), which amounted to fraud. [more] Full article
Superior Court Highlights How Delayed Notice Caused Prejudice to the Insurer
In the recent decision, Furtado v. Lloyd’s Underwriters, 2023 ONSC 5803, the Ontario Superior Court of Justice has provided insight on the issue of when an insured under a Directors ... [more] Full article
Ontario’s top court rejects retroactive application of Insurance Act amendment to claim arising from cannabis-caused fire
The Ontario Court of Appeal recently provided clarification about the application of an amendment to the Insurance Act, in particular a provision that came into force in 2018 to limit ... [more] Full article
Ontario Superior Court of Justice Clarifies when Individual Claims Can Be Maintained Alongside a Pending Class Action
A recent ruling of the Ontario Superior Court of Justice provides clarification about when an individual action should be allowed to continue, despite the presence of pending class actions that ... [more] Full article